Actual costs and consumption: the BMW 520d Touring

Adaptive suspension, 18-inch wheels with sport tyres, integrated rear axle steering, rear air suspension – everything installed. However, the five engines lack a sense of humor, much like a comfortable E-Class. It calmly executes steering commands, accurately and steadily follows the marked line, while the ESP carefully organizes fast maneuvers. Equally reliable: high suspension comfort. Small bumps pass, but other than that, depending on the driving situation, the wave hardly disturbs him.

The only drawback: It increases body sway on winding roads and feels heavier than it actually is. In general, BMW presents itself as a very safe and harmonious station wagon, which some fans of the five-series may find very good. But what about fuel and maintenance costs?

Our test consumption

BMW sets a standard WLTP consumption of 5.5 liters of diesel for the 520d Touring. He distances himself from this value in everyday life; We set an average consumption of 7.0 liters, which causes a fuel cost of 14.00 euros per 100 km. On the economy lap, BMW consumes only 5.0 liters, while on the passenger road it allows itself 7.0 liters. If the BMW is transported in a sporty manner, the consumption increases to 8.7 liters. Fuel costs are calculated using the daily updated fuel price on our partner portal (05/10/2022 / diesel: € 2.00 / liter).

Achim Hartmann

Test consumption consists of 70% of the passenger tour and 15% each of the Eco and Sport.

Monthly maintenance costs

If you drive as resource-efficient as we do on our eco-cycles, fuel costs for 100 km drop to €10.00. Violent gait results in a total of €17.40. Vehicle tax costs €294 per year for a BMW, and liability insurance according to Allianz Direct €513. Partial and full comprehensive insurance cost an additional 206 and 690 euros, respectively. The monthly maintenance costs of €339 are paid by those who drive a BMW 15,000 kilometers per year. If the miles are doubled, the amount increases to 599 euros. We leave the loss in value in this account.

BMW 520d Touring Car

Achim Hartmann

The BMW 520d Touring, which costs 62,850 euros, is ready for a depreciation check.

This is how it is tested

The car and sport engine depreciation test consists of three different depreciation cycles. The so-called “passenger consumption” accounts for 70 per cent. This is a trip from home to work, and it averages 21 kilometers. A particularly economical eco-roll, with a length of approximately 275 kilometers, is included in the rating by 15 percent. The remaining 15 percent is calculated on the lap of the sporty driver. The length is about the same as the eco lap, but the track has a greater proportion of the highway and therefore higher average speeds. The basis for calculating fuel costs is always the price displayed on the “More tanks” portal on the day the article was created.

Monthly maintenance costs include maintenance, wear parts costs and vehicle taxes based on assumed annual mileage of 15,000 and 30,000 km without loss of value. Calculation is based on trial depreciation, three-year retention period, insurance costs with SF12 no liability claims category and comprehensive insurance with Allianz including deductibles for parking in the garage and restrictions on certain drivers (not less than 21). At Allianz, SF12 offers a discount rate of 34 percent for liability and 28 percent for comprehensive insurance.


In test car and sport consumption, the €62,850 BMW 520d Touring with 190 hp ended up with an average value of 7.0 liters of diesel per 100 km. This means that the fuel costs for this distance are 14.00 euros. Monthly maintenance costs are 339 euros (15,000 km per year) or 599 euros (30,000 km per year).

Technical information

BMW 520d Touring Car
Base price 58100 EUR
external dimensions 4963 x 1868 x 1498 mm
trunk size 560 to 1700 liters
Displacement / Engine 1995 cc / 4 cylinder
perfomance 140 kW / 190 hp at 4000 rpm
maximum speed 225 km/h
consumption 4.3 liters per 100 km

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